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Accounting & tax glossary

Over 50 terms that come up constantly when running an Argentine SME, explained in plain English — without the jargon that makes something already complicated even harder to follow.

In short

  • Over 50 terms organized into 4 categories: tax, labor, corporate, and accounting.
  • Explained in plain English, without the jargon that makes something already complicated even harder.
  • Use the shortcuts below to jump straight to the category you need.

Taxes and ARCA/AFIP

Tax terms

Alícuota
The rate applied to the tax base to calculate how much tax is owed. Every tax, and every category within it, has its own.
Anticipo (advance payment)
A payment on account of a tax that hasn't been finally assessed yet, calculated on what was paid the prior year. Used for income tax and Personal Assets Tax.
ARCA (formerly AFIP)
The Revenue Collection and Customs Control Agency. Argentina's federal authority that collects taxes, oversees foreign trade, and administers Monotributo, income tax, VAT, and other national taxes.
Base imponible (tax base)
The amount a tax is calculated on, after applying any deductions or exemptions that apply. It isn't the same as total revenue.
Certificado de no retención (non-withholding certificate)
A document exempting its holder from having a tax withheld on each payment received, usually because they're already current or hold a credit balance.
Clave Fiscal
The password used to operate on ARCA's website: filing returns, generating receipts, authorizing an accountant to represent the company.
Constancia de inscripción (registration certificate)
The document certifying which taxes a person or company is registered for, and under which category. Often requested as backup in procedures and contracts.
Convenio Multilateral
The agreement among Argentina's provinces defining how gross-receipts tax (Ingresos Brutos) is split when a company bills in more than one jurisdiction, so the tax isn't paid twice.
CUIT
Clave Única de Identificación Tributaria — the number that identifies every person or company before ARCA. Argentina's equivalent of a tax ID.
DDJJ (Declaración Jurada / sworn return)
The form on which a taxpayer reports income, expenses, or the tax owed for a given period to ARCA.
Domicilio fiscal electrónico
The inbox within ARCA's website where the agency sends notices, requests, and updates. Worth checking often.
Exención impositiva (tax exemption)
A benefit that fully or partially frees an activity, product, or taxpayer from paying a given tax.
Factura electrónica (A, B, C, E)
The electronic sales invoice. The letter depends on the VAT status of both issuer and recipient: A between Responsables Inscriptos, B to end consumers, C from Monotributo, E for exports.
Ganancias (Income Tax)
Argentina's national tax on the net income of individuals and companies over the year. Paid by both companies and individuals whose income exceeds the tax-free threshold.
Ingresos Brutos (IIBB / gross-receipts tax)
The provincial (or City of Buenos Aires) tax on regularly carrying out an economic activity, calculated on revenue.
IVA (VAT)
Value Added Tax — a national tax charged at each stage a product or service is sold; VAT charged is offset against VAT paid on purchases.
Mínimo no imponible (tax-free threshold)
The amount up to which a person doesn't pay a given tax (for example, income tax or Personal Assets Tax). Updated periodically.
Monotributo
Simplified regime that replaces several taxes with a single fixed monthly fee, based on a billing category. View the current category table →
Moratoria (debt-relief program)
A special, time-limited program to regularize overdue tax debt, usually with a reduction of interest or punitive charges.
Nota de crédito / débito (credit / debit note)
Receipts that correct an invoice already issued: a credit note reduces it (a refund, for example), a debit note increases it.
Padrón (taxpayer registry)
The list ARCA publishes showing each CUIT's tax status, used by other taxpayers to determine what withholding or collection rate applies.
Percepción (tax collection at source)
An advance of tax collected by the seller or service provider at the time of the transaction, added to the price — rather than being reported later by the buyer.
Plan de facilidades de pago (payment plan)
A scheme to pay off a tax debt in installments, carrying a financing rate, that keeps the debt from continuing to accrue punitive interest.
Recategorización (recategorization)
The semiannual process (January and July) in which a Monotributo taxpayer updates their category based on billing, energy use, or rent paid over the prior twelve months.
Responsable Inscripto
The status of a taxpayer who charges VAT separately and files income tax on their own, with no billing cap — unlike Monotributo, which is capped. See when it makes sense to switch →
Retención (withholding)
An advance of tax withheld by the payer (not the recipient), which can later be credited against the final tax owed.
SICORE
The regime for reporting and paying withholdings and collections made, filed monthly with ARCA.

Payroll and employment

Labor terms

ANSES
Argentina's National Social Security Administration. The agency managing pensions, family allowances, and other social-security benefits.
Aportes y contribuciones (contributions)
Aportes are deducted by the employer from the employee's pay (pension, health coverage); contribuciones are paid by the employer on top of gross pay.
ART (workers' comp insurer)
Aseguradora de Riesgos del Trabajo — the mandatory coverage an employer contracts for workplace accidents and occupational illness.
Cargas sociales (payroll contributions)
The full set of employment-related contributions: pension, health coverage, workers' comp, mandatory life insurance, and more.
Convenio Colectivo de Trabajo (CCT / collective bargaining agreement)
The agreement between a union and an employers' association setting minimum pay, job categories, and working conditions for a specific activity.
Indemnización por despido (severance pay)
The payment owed to an employee dismissed without cause, calculated based on tenure and their best monthly pay.
LCT
Ley de Contrato de Trabajo — Argentina's general employment law, unless a CCT sets more favorable conditions.
Libro de sueldos digital (digital payroll ledger)
The mandatory online record where an employer documents each employee's pay calculation, replacing the old physical ledger.
Obra social
The health coverage every employee under a formal employment relationship is entitled to, funded by their own contributions plus the employer's.
Período de prueba (probationary period)
The first three months of an open-ended employment contract, during which either party can end it without severance.
Preaviso (notice period)
The advance notice an employer must give before dismissing (or, to a lesser extent, an employee resigning), or the payment in lieu if notice isn't given.
Recibo de sueldo (pay slip)
The monthly document detailing gross pay, deductions, and net pay. Mandatory, and must be signed.
SAC (aguinaldo / 13th-month pay)
Sueldo Anual Complementario — an extra paycheck split into two installments (June and December), equal to half the best pay of the semester.
SRT
Superintendencia de Riesgos del Trabajo — the agency that oversees ART insurers and enforces workplace health-and-safety rules.

Companies and entities

Corporate terms

Acta de asamblea (meeting minutes)
The document recording decisions made by a company's shareholders or partners at a formal meeting, often required by regulators and banks.
Capital social (share capital)
The amount partners contribute when forming a company, backing the company's obligations to third parties.
Certificado PyME
The registration that classifies a company as micro, small, or medium based on revenue, unlocking tax and financing benefits.
Contrato / Estatuto social (bylaws)
A company's founding document: defines its purpose, capital, management structure, and the internal rules among partners.
IGJ
Inspección General de Justicia — the agency that registers, oversees, and audits companies and nonprofit associations in the City of Buenos Aires.
Objeto social (corporate purpose)
The description of the activities a company will engage in, set out in its bylaws when it's formed.
Persona humana / jurídica (individual / legal entity)
Persona humana is an individual; persona jurídica is an entity with its own legal rights, such as an SRL or an SA.
SA
Sociedad Anónima — a corporate form where capital is divided into shares and shareholder liability is limited to their contribution, typical of larger companies.
SAS
Sociedad por Acciones Simplificada — a streamlined entity type that can be formed 100% online in a few days, designed for startups and SMEs.
Socio gerente / Directorio (managing partner / board)
Whoever administers and legally represents the company: a managing partner in an SRL, a board (with its chair) in an SA.
SRL
Sociedad de Responsabilidad Limitada — a corporate form where capital is divided into units and partners are liable only up to what they contributed.

Records and financial statements

Accounting terms

Activo / Pasivo / Patrimonio Neto (assets / liabilities / equity)
Assets are what the company owns; liabilities are what it owes; equity is the difference between the two — what actually belongs to the owners.
Amortización (depreciation)
Spreading the cost of a fixed asset (a machine, a vehicle) over the years it's used, rather than expensing it all at once.
Auditoría (audit)
An independent review of a company's financial statements to verify they reasonably reflect its financial position.
Balance general (balance sheet)
The financial statement showing, as of a given date, a company's assets, liabilities, and equity — a snapshot of its financial position.
Certificación contable (accountant's certification)
A document in which a public accountant certifies specific facts or figures (income, net worth) for presentation to a bank, agency, or third party.
Conciliación bancaria (bank reconciliation)
The process of comparing accounting records against the bank statement to catch differences or errors.
Costo fijo / Costo variable (fixed / variable cost)
A fixed cost doesn't change with sales volume (rent, for example); a variable cost does (raw materials used per unit sold).
Estado de resultados (income statement)
The financial statement showing a company's revenue, costs, and profit or loss over a given period — not a single point in time, but across it.
Estados contables (financial statements)
The set of reports (balance sheet, income statement, and notes) reflecting a company's financial position, presented at least annually.
Flujo de fondos (cash flow)
The record of a company's actual cash inflows and outflows, showing whether there's enough cash on hand to cover payments — distinct from accounting profit.
Libro Diario / Libro Mayor (journal / general ledger)
The journal records every company transaction chronologically; the ledger groups those transactions by account (cash, sales, vendors, etc.).
Punto de equilibrio (break-even point)
The sales level at which a company stops losing money and starts making a profit — where revenue equals total costs.

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